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ZipHealthy

Free 15-Minute Consultation | Same-Week Appointments | Most Insurance Verified : Schedule Now

Pricing & What To Expect

Transparent pricing, no surprises. We believe quality mental health care should be accessible. Here's everything you need to know about costs and your first visit.

HOW MOST CLIENTS PAY

With Insurance

$20–$40 typical BCBS copay / session
  • BCBS Preferred Provider — 22+ plans verified
  • We verify your exact benefits before your first session — free
  • Same clinician, same care as every payment path
  • Individual, couples & family sessions
  • In-person or telehealth
Verify My Coverage — Free

Direct Pay — Total Privacy

$275 / 53–60 minute session
  • Nothing filed with insurance — no diagnosis on your record
  • Full 53–60 minute sessions, not the insurance-standard 45
  • Individual, couples & family sessions
  • Superbill provided — many PPO plans reimburse out-of-network
  • HSA / FSA eligible

Chosen most often by executives, clinicians, and clients who want care kept entirely off their insurance record.

Free Consultation

FREE / 15-minute call
  • No obligation
  • Discuss your needs
  • Find the right therapist
  • Answer your questions
  • Usually within 48 hours
Schedule Now

The most expensive option is usually waiting

People wait a long time to get help — the median delay between the onset of a mood or anxiety disorder and first treatment contact is measured in years, roughly a decade in the largest U.S. survey.1 And untreated behavioral health conditions don’t stay contained: people living with them incur roughly 2–3× higher total healthcare costs than those without.2

Against that math, a $20–$40 copay — or even a $275 direct-pay session — is the smaller number. The free 15-minute consultation costs nothing and tells you exactly what your path would look like.

Package Discounts & Payment Options

6-Session Package

10% OFF - Pay upfront and save

12-Session Package

15% OFF - Best value for committed care

Monthly Membership

20% OFF - Weekly sessions with priority scheduling

Contact us for package details, terms, and eligibility.

Insurance We Work With

We work with most major insurance providers in Northwest Arkansas. Your copay will depend on your specific plan.

Blue Cross Blue Shield
UnitedHealthcare / Optum
Aetna
Cigna
Humana
Medicare
TRICARE
Arkansas ARHome

Not sure if we work with your insurance? Use our free insurance verification tool or call us at (479) 259-1390.

Financial Assistance & Payment Options

We believe everyone deserves access to quality mental health care. We offer multiple payment options to make services accessible.

  • HSA/FSA payments accepted
  • Superbills available for out-of-network reimbursement
  • Free services for qualified first responders. Contact us for eligibility details; subject to availability and clinical appropriateness
  • Flexible payment plans available

Contact us to discuss your situation. We'll work together to find a solution.

What To Expect At Your First Session

1

Before Your Appointment

You'll receive intake paperwork via email to complete before your visit. This includes health history, consent forms, and a brief questionnaire about your concerns. Completing these ahead of time gives us more time to focus on you during the session.

2

Arriving At Our Office

Our office is located inside The Ledger building in downtown Bentonville. There's no exterior signage for privacy. Check in at the front desk, and we'll bring you to a comfortable, private therapy room. Free parking is available nearby.

3

The First Session (53-60 minutes)

Your therapist will spend time getting to know you, understanding your concerns, and learning about your goals. This is a collaborative conversation. There is no pressure to share more than you're comfortable with. We'll discuss what you hope to achieve and begin developing a personalized treatment plan.

4

Treatment Planning

Based on our discussion, we'll recommend evidence-informed approaches tailored to your needs. This might include CBT, EMDR, DBT, or other therapeutic modalities. We'll explain our recommendations and answer any questions you have.

5

Scheduling Future Sessions

Before you leave, we'll schedule your next session at a time that works for you. Most clients find weekly sessions most effective, but we'll work with your schedule and preferences. You can also book online anytime.

Frequently Asked Questions

How much will I pay per session with insurance?
Most insured clients pay between $20 and $50 per session as a copay. Your exact cost depends on your plan's copay, deductible, and coinsurance. We verify your specific benefits before your first session so you know what to expect.
What payment methods do you accept?
We accept all major credit cards, debit cards, HSA/FSA cards, and electronic payments. Payment is collected at the time of your appointment. For insurance clients, we bill your insurance directly and collect any copay at your visit.
Can I use my HSA or FSA card?
Yes. Therapy is an eligible expense under most Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA). You can use your HSA/FSA card as your payment method on file.
What if my insurance is out-of-network?
If we are not in-network with your plan, you pay the self-pay rate at the time of your session. We provide a superbill (detailed receipt) that you can submit to your insurance for partial reimbursement. Many clients recover 50-80% of the session cost this way.
What is your cancellation policy?
We ask for at least 24 hours' notice if you need to cancel or reschedule. Late cancellations or no-shows may be subject to a fee. We understand life happens and will always work with you when possible.
Do you offer telehealth sessions?
Yes. We offer secure, HIPAA-compliant video sessions for clients throughout Arkansas. Telehealth is available at the same rates as in-person sessions and is a convenient option for busy schedules.
How long does therapy typically take?
The duration varies based on your needs and goals. Some clients see significant improvement in 8-12 sessions, while others benefit from longer-term care. We regularly check in on your progress and adjust as needed.
What is a Good Faith Estimate?
Under the No Surprises Act, self-pay and uninsured clients have the right to receive an estimate of expected charges before receiving services. We provide this automatically so you can plan ahead. If you are billed $400 or more above your estimate, you have the right to dispute the charge.

Your Rights Under the No Surprises Act

You have the right to receive a "Good Faith Estimate" explaining how much your medical care will cost. Under the law, health care providers need to give patients who don't have insurance or who are not using insurance an estimate of the bill for medical items and services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services.
  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Learn More About Your Rights & Good Faith Estimates

Ready To Get Started?

Take the first step toward feeling better. Schedule your free 15-minute consultation today.